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Roof Damage Insurance Claims
A Reputable Roof Damage Insurance Claims Company
With Central Minnesota’s harsh weather conditions, it’s inevitable that homeowners must often deal with the reality of the devastating damage storms can do. Storm damage such as tornado, wind, hail, debris, and trees can cause minor or severe damage if the conditions are right. If roof damage, in particular, goes unchecked, further water or structural damage can occur over time.
Lucky for some, there’s damage insurance to help fund repairs. However, the claims process is not always that simple. Rival Roofing is your reliable and reputable Central Minnesota roofer that have helped countless Central Minnesota homeowners file insurance claims for roofing repairs. We’re industry experts that can help you solve your roofing issues and file successful claims. As roofing insurance can be quite complicated, let’s take a closer look at the process and how we can help.
The Process
Understanding the insurance claims process can help you improve the chances of a successful claim. The typical process that occurs when you file an insurance claim for roof storm damage is as follows:
1. ASSESS DAMAGE
A self-inspection of the damage is a good first step, but bear in mind that you may not be able to spot all damage.
Contact your local roofing contractor to further assess the damage as there is a good chance you as the homeowner won’t catch everything.
2. CONTACT INSURANCE PROVIDER
Once damage is identified, contact your insurance company to report the issue and begin the claims process.
Make sure to get in touch with your insurance provider as soon as you’re aware there is damage to your roof.
3. INSURANCE ASSESSMENT
Your insurance provider will then send an individual to your home to assess in order to determine if there is damage and whether your insurance policy covers it.
If you believe you’re being ripped off, make sure to contact a roofing repair company that can provide a second opinion on the damage.
4. FILE DOCUMENTATION
Once you decide to repair the roof, you’ll have to file documentation that outlines the repairs required. This documentation should also outline the person who fixed it, as well as the cost associated with the repairs.
5. WAIT FOR THE OUTCOME
Once you have filed all your documentation, you should hear back from the insurance provider in due course.
If you experience a delay in the verdict on your claim, it’s important to ask your insurance company for additional clarity.
Insurance Claim Tips
On top of using the right roofing repair company, there are a few other things you can do to help ensure your roof damage claim is processed smoothly. Here’s how you can improve your chances of a successful claim.
Document Everything
Successful roofing insurance claims require extensive documentation. It’s important to take photos of damage, repairs, and anything else that you may think is relevant to your insurance claim. Don’t take roof damage insurance claims lightly.
Act Fast
As with any insurance claim, it’s essential to get in touch with your insurance company as quickly as possible. Timely filing is the best way to set the record straight and ensure they are aware that damage to your home has already occurred.
Have a repair team on standby
Besides helping to prevent further damage, a professional roof repair team can help you avoid further technical questions and requirements from your insurance company.
Rival Roofing is here to help
We provide roofing repair, roofing installation, roofing restoration, and more. Our team of roofers also has considerable experience working with insurance companies to help our clients receive the cash they need to successfully repair their roofs after various types of damage. This is why we’re an excellent partner for anyone who currently has a damage insurance policy covering their home.
Customer Reviews
Rival Roofing
540 Apollo Avenue Northeast, St. Cloud
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Ramiro and the crew at Rival Roofing recently completed my new roof. I am thrilled with the results! I couldn’t be more pleased with the job that they did!! They were professional, hard-working, courteous and cleaned everything up. I couldn’t … More recommend them more!
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Ramiro and his crew are awesome! They helped me from start to finish. All the questions I had were answered promptly, no waiting around wondering what’s going on. Either over email phone or text Ramiro was always there. They came in and … More knocked out my job before I even knew it. Plus they left my yard and house cleaner than it has looked in years. I got five estimates, two didn’t bother to get back to me even after calling. Ramiro got the fully itemized to me the next day! I would recommend to anyone needing a roof, siding, done by a professional at a competitive price. Thanks to your whole crew, very happy with everything.
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I personally prefer smaller companies as they work entirely without error! Rival Roofing and the owner shown me that. The feedback and direct communication was clear on the work that we agreed upon. Definitely recommend this company and … More its workers for anyone!
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I had shingles flapping and flying off in a terrible wind. This is on a 2nd house in an area new to me and I didn't know who to call. I called several roofers who either were not doing repairs or would come in 2 weeks! When I called … More Rival and left a message, Ramiro called right back and came that same day to take a look. Then he came to fix it on a Saturday morning at 7:30 as I was going to be leaving to go home. He was very professional, very nice and explained what the problem was with the installation of the roof. I haven't been back but am confident that Ramiro would stand by his work and come back if I needed him to. I would certainly use him again as I felt he was very trustworthy and honest and a very hard worker! I hope he will still be around when I need a new roof!
Thanks so much, Ramiro -
9/16/23 paid Ramiro over half to install gutters, he told me he would have done 1 week 1/2 later - no word - 10/2 texted Ramiro 4 times when is he going to install gutters - NO RESPONSE - 10/3 Ramiro responds with excuses, workers no show … More (NOT MY PROBLEM) but his father will help him. 10/4 some gutters installed but raining & slippery on ladder, Ramiro asks to finish later & informs me wrong color end caps were ordered. 10/5 I texted Ramiro for update & when he's returning to finish - NO RESPONSE - 10/9 A.M.I texted Ramiro asking for update - Ramiro responds he will finish 10/10, finally completed. 11/3 I noticed a gutter on side of my house is leaking on the end cap side, I immediately sent a text and video of this to Ramiro requesting he tend to this with NO RESPONSE. I called over the weekend leaving several voicemails, nothing. 11/6 I texted Ramiro again asking if he was going to take care of the leak along with another voicemail & NO RESPONSE. So with that being said I'm very disappointed as a customer and since Ramiro continues to ignore me, it is clear he does not stand behind his work.
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Exceptional to work with. Pleasantly surprised.
Starting with the quote through all steps and processes of the job and clean up.
Ramiro and his crew are fantastic.
Called Rival Roofing. Contacted Ramiro, had and in-person quote appointment … More that day and itemized, printed quote within two days. Unlike several competitors that took two weeks just for the in-person meet. Let alone an itemized written quote.
Several others just gave a basic quote using satellite google.
They evidently didn't want my business.
An extremely satisfied client. -
Horrible company. I had them replace the roof on my house and garage because of hail damage. Since this was an insurance job they had a deadline that they had to finish the job by. Ramiro was aware of this and he agreed it would not be … More a problem to get it done before the insurance companies deadline. They did not start the job till months after the deadline. When the materials were delivered I had noticed that they were the wrong color. I contacted Ramiro about this and sent him pictures and he said he would look into it. When they finally showed up to install the new roof they never had the decency to let me know they were coming. When I got home from work that night I discovered they put the wrong color up even though I had told them it was the wrong color before. The house and garage did not match, one was charcoal gray and the other is white, it is a city ordinance that all roofs have to match, this is something they should know as"professionals".I called Ramiro and he would not answer and would not respond to texts. He finally contacted me about 5 months later looking for the other half of the payment. I told him I would not pay him because they put the wrong color on the garage, there were holes in the new roof were they missed screwing down the roof, there was a damaged panel on the house roof , thay had damaged a light on the garage, they pulled the outlet out of the wall were there battery chargers plugged into and they never cleaned up the job site. I had a garbage pile in my back yard that I had to keep cleaning up every time it was windy out. He agreed to fix everything but I had to pay the second half first because he could not afford to buy the replacement materials to finish the job. I had no choice but to pay him, they replaced the garage roof and picked up the garbage. Ramiro told me we would do a walk through to make sure everything was ok, i contacted him about the final walk through and no response, they disappeared and could not reach them. They never finished the job and never did anything to fix the damages that they caused. Rival roofing will not return my phone calls so I sent them a certified bill for the damages to my house. I gave them a deadline to pay the bill. They never payed the bill so I sent them to a collections agency, they have spoken to Ramiro and he will not return there calls either. Now I am out of pocket for the damages they caused.
This review is just a shortened version of what all went on. To sum it up Ramiro is a dishonest crook that took advantage of someone in a bad spot. Rival roofing is unprofessional , incompetent and will not take responsibility for there mistakes and shortcomings. -
Ramiro showed up when he said he would. The price was fair and he did very nice work. I’ve already recommended him to my neighbors!
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The owner is such a humble guy and his team is full of hard working people. I recommend Rival Roofing to anyone needing roof work done.
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I had Ramiro and the crew at Rival roofing replace my shingles and I cannot say enough good things about the experience , the whole project they were attentive, answered any and all of my questions and got the job done in a timely manner. … More I will always call Rival roofing in the future for any of my needs
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Ramiro has a great roofing company with hard working employees. He was able to give me the best price for the roof replacement and still do an excellent job installing the new roof. The old roofing material was removed and the new shingles … More and vents were installed in less than five hours.
Ramiro and his crew are the best. -
My sister and I just recently used Rival Roofing for residential snow removal. We each met with Ramiro to discuss our needs. We felt he seemed to be a hard working, reliable, and trustworthy young man.
With this recent snowfall, he did … More a great job on both of our properties!
We liked that he has big equipment to handle a very large snow event— which does occur in Minnesota. He also shoveled our walkways, by our mailboxes, as well as some of the driveway near our back doors/ garage.
We like that he responds to our texts— and we feel he will be responsive in the event our driveways need clearing for important doctor appointments.
We highly recommend Rival Roofing, and are very pleased! -
they do the jobs right and fast, all around professionals
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